Just a quick question before I set up my shopping cart enabled quotas. I need to make sure I am understanding this correctly.
With the PayPal module, my current understanding is that all transactions go through the member's own Paypal account. In that sense the site owner is divorced from all responsibility. So if they fail to ship, it is the member (who sold the item) who is held accountable. Also, if they ship but there is a chargeback, it is they who are responsible to return the funds. Is that correct?
I am unsure how those two scenarios would play out, if I enabled a quota to use the Foxycart module. To save me from sifting through reams of help files, can someone answer these two quick questions:
1) With Foxycart, if the member fails to ship, but pocket the money, who is held responsible and forced to pay back the money, them or the site owner (me).
2) If a shipment is made, but some time later there is a "chargeback" due to some sort of credit card issue, who is forced to return the money and eat the loss on the shipped items, the member who made the sale, or the site owner (me)?
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I understand that a delay can be set in the releasing of funds to the member making the sale, but I have been told by someone experienced with ecommerce, that chargebacks can occur even months later. So I'm a little bit nervous to enable the Foxycart for members. Not unless there is some sort of built in insurance, or these scenarios have been anticipated and the site owner is protected by design.
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Ken Rich
indiegospel.net
updated by @ken-rich: 10/24/14 01:39:34PM
